Dental Insurance Plans
- Delta Dental
- United Concordia
- and more.
What does a participation agreement mean?
We have a contract with your carrier to accept the “contract fee” as payment in full. This contract fee routinely represents a 30-40% discount from our regular UCR fees. By using a participating dentist you are saving money.
Does it mean my carrier will pay all my dental bills?
Usually not. A covered procedure is any procedure code that is included in the agreement. It means your fee will be the discounted agreed upon fee. How much of that discounted fee is paid by the insurance carrier and how much is the responsibility of the individual will vary with each employer group. This amount is what your employer negotiates with the insurance company. Many companies are electing to keep the same insurance plans but lower the actual benefits as a way of controlling costs. We try to get as much of this information as possible to share with you but some carriers insist on only dealing with their subscribers – you.
We will help get you the most from your insurance benefits.!
How can I get the most from my benefits?
Most plans pay a higher percentage of the costs for most preventive and small restorative procedures. The old adage – “a stitch in time – saves nine” was never more true than when applied to dental care. While you may be one of the lucky people with dental benefits, don’t forget prevention. Even though fluoride therapy and some screenings may not be a covered service for some adults, the few dollars spent each year on prevention can save hundreds of out of pocket dollars should you need any service that has a deductable. So an ounce of prevention really is worth a pound of cure!